Tag Archives: PayPal

Protecting The Privacy Of Americans

Posted on by

One of the things that happened after January 6th was that bank transactions and credit card transactions in the Washington, D.C., are were tracked to see who was in Washington on that day. One person I know who went to the rally and then went back to her hotel had her business’ PayPal account canceled essentially because she used her credit card to buy a hamburger. She was never anywhere near the Capitol building. How did PayPal know she was in Washington?

On Friday, The Epoch Times reported the following:

House Judiciary Chairman Jim Jordan (R-Ohio) has subpoenaed Bank of America (BoA) for information over the company’s alleged sharing with the FBI of private customer data from around the time of the Jan. 6, 2021, events in Washington.

The subpoena is part of the Select Subcommittee on the Weaponization of the Federal Government’s probe “into major banks sharing Americans’ private financial data with the [FBI] without legal process for transactions made in the Washington, DC, area around Jan. 6, 2021″—the day that supporters of President Donald Trump breached the U.S. Capitol as Congress was certifying the 2020 election, which the former president has called rigged and stolen. Politico first reported the Nov. 16 development.

The committee subpoenaed relevant documents from the bank, including internal communications about the decision to transfer the information to the FBI, any communications that the bank had with the agency, and any other information. The lawmakers gave Bank of America a June 8 deadline to comply.

The article also notes:

Those who had used Bank of America accounts to purchase a firearm, regardless of when or where the transaction took place, were bumped to the top of that list.

The article includes a possible solution to this obvious invasion of privacy:

However, in a Nov. 16 letter to Bank of America CEO Brian Moynihan, informing him of the subpoena, Mr. Jordan, who also chairs the Weaponization Select Subcommittee, wrote that, “it is unclear what ‘legal’ process permits the FBI or BoA to share the sensitive customer information of potentially thousands of BoA customers and implicate them in a federal law enforcement investigation without any clear criminal nexus.”

After all, the Ohio congressman wrote, “If such a lawful authority exists, as BoA asserts, for BoA to freely share private financial information without any legal process or specific nexus to criminality, Congress has a responsibility to consider reforms that adequately protect Americans’ information.”

This is something to keep an eye on.

Pay Attention To The Pattern

Posted on by

On Tuesday, The Federalist posted an article about the actions of private corporations regarding the war in Ukraine. Private corporations are denying services or products to Russia or to entitles connected to Russia. They are conducting their own private boycotts. Some of these companies are major corporation such as American Express, Apple, and Microsoft. That may seem like a good thing, but the pattern is troubling.

The article reports:

It could be tempting to cheer the move for targeting Russia’s authoritarian regime and condemning Russian President Vladimir Putin’s unprovoked attacks on the people of Ukraine. But the actions by private companies against Russians are part of a larger swing by U.S. corporations to deny services to those whose opinions they deem unacceptable — and that’s exactly the kind of social credit system Russia is building to impose on its own people.

That’s what we saw in Canada when bank accounts and other assets of protesting truckers were frozen.

The article notes:

Punishment might include anything from slower internet speeds to being barred from flying or staying in certain hotels. There have also been reports of people being denied higher education and having their pets confiscated.

If you think comparisons between Russia and China’s authoritarian credit systems and the increasing dragnet in the United States are outlandish, just think about how Mastercard and American Express blocked donations to Americans whose beliefs about the 2020 election were found unacceptable, while Visa’s political action committee used the Capitol riot on Jan. 6, 2021 to “temporarily suspend[] all political donations.” Paypal, Venmo, and Shopify all went after people who were supposedly involved in the riot.

A friend of mine had her Paypal account terminated because she used a credit card to buy a hamburger in Washington on the weekend of January 6th. She did not go near the Capitol–she went back to her hotel room after the rally, but her Paypal account was still canceled because her credit card company reported that she had made a transaction in Washington that weekend. This is not the America I grew up in.

The article concludes:

We shouldn’t cheer U.S. firms for appointing themselves the arbiters of who deserves to participate in our economy (and by extension, our society). If they can do it to Russia, they can do it to you.

But we also shouldn’t cheer such actions because they move us one step closer to blurring the line between ourselves and the authoritarian tyrants we purport to denounce. If we defeat Russia or China by making our differences unrecognizable, we’ve already lost.

Learning From The Chinese Social Credits System

Posted on by

China became a member of the World Trade Organization (WTO) in 2001. American supported the move. There were a few reasons for admitting them to the organization. The first was the belief that there would be an economic gain for America when Chinese markets were fully open to Americans and vice versa. The other reason was the hope that through trade China would become more free under the influence of commerce with America. The economic gain was limited due to the manipulation of the Chinese currency by the Chinese Communist Party (CCP) and freedom has consistently been squelched in China by the CCP. Obviously, we had good intentions, but we were wrong. Instead of exporting freedom, we may be on the verge of importing their social credits system.

Yesterday The Hill posted an article with the following headline, “Coming soon: America’s own social credit system.”

The article reports:

The new domestic “War on Terror,” kicked off by the riot on Jan. 6, has prompted several web giants to unveil predecessors to what effectively could become a soft social credit system by the end of this decade. Relying on an indirect hand from D.C., our social betters in corporate America will attempt to force the most profound changes our society has seen during the internet era.

China’s social credit system is a combination of government and business surveillance that gives citizens a “score” that can restrict the ability of individuals to take actions — such as purchasing plane tickets, acquiring property or taking loans — because of behaviors. Given the position of several major American companies, a similar system may be coming here sooner than you think.

Last week, PayPal announced a partnership with the left-wing Southern Poverty Law Center to “investigate” the role of “white supremacists” and propagators of “anti-government” rhetoric, subjective labels that potentially could impact a large number of groups or people using their service. PayPal says the collected information will be shared with other financial firms and politicians. Facebook is taking similar measures, recently introducing messages that ask users to snitch on their potentially “extremist” friends, which considering the platform’s bias seems mainly to target the political right. At the same time, Facebook and Microsoft are working with several other web giants and the United Nations on a database to block potential extremist content.

The article notes:

The potential scope of the soft social credit system under construction is enormous. The same companies that can track your activities and give you corporate rewards for compliant behavior could utilize their powers to block transactions, add surcharges or restrict your use of products. At what point does free speech — be it against biological males playing in girls’ sports, questioning vaccine side effects, or advocating for gun rights — make someone a target in this new system? When does your debit card get canceled over old tweets, your home loan denied for homeschooling your kids, or your eBay account invalidated because a friend flagged you for posting a Gadsden flag?

The article concludes:

Until and unless there is an organized pushback, our future could track with those of increasingly illiberal societies. Just last week, the British government announced its own version of a health social credit system. China’s system was announced only seven years ago. Considering the growth of algorithms and dependence on tech giants, the ability to track, censor and eventually punish ordinary citizens will be mindboggling by 2030. America’s descent into a 21st century Gilded Age directed by tech titans isn’t an inevitability. However, do you know anyone who would take a 5 percent Amazon coupon in exchange for a “call to action”? Or someone who would replace their Facebook profile picture to avoid being locked out? 

Peer pressure, trendy movements, and the ability to comply with the new system with the click of a mouse combine all of the worst elements of dopamine-chasing Americans. As it grows in breadth and power, what may be most surprising about our new social credit system won’t be collective fear of it, but rather how quickly most people will fall in line.

There are several problems with this other than the fact that it totally ignores the freedom and rights of Americans protected under the U.S. Constitution. Who defines extremism? Is extremism the belief in principles that were considered the norm only fifteen years ago–men in men’s sports, women in women’s sports, marriage between one man and one woman, etc.? We are heading down a dangerous path. I am personally aware of someone’s PayPal account being closed because the company became aware that she was in Washington, D.C. on January 6th. She was nowhere near the Capitol Building, but she was in the city. That is what we have to look forward to if we don’t stand up for our Constitutional rights.