Making Healthcare Political

Hot Air posted an article today about next year’s health insurance premiums–they will be available after the election.

The article reports:

The first alleged change – and the one the Obama administration would like you to talk about – is that the healthcare.gov website is supposed to not only work this time, but will be more streamlined and efficient. Instead of the daunting 76 screens which users had to navigate last year, this time it’s cut down to 16.

But there’s another change. As the Daily Caller reports, last year you had six months to make your way through the process. This time you’ll get just three. Why? The answer might tie into the fact that you’ll probably want to know how much the policy will cost you before you sign on the virtual dotted line. And you won’t be learning that until after you vote in the midterms.

Consumers will be expected to enroll in their insurance plans for the coming year beginning on November 15th. Last year they had the entire summer to register, but then that was not an election year.

It’s up to the voters of America at this point. Unless you make your opposition to ObamaCare heard at election time, it will never be repealed. Don’t vote for any Congressman who voted for ObamaCare–he obviously did not have the best interests of America in mind.

When Do We Admit ObamaCare Is A Bad Idea?

Yesterday the Wall Street Journal reported that the HealthCare.gov website had been hacked. Evidently the hacker uploaded malicious software. Ann investigation concluded that no personal data was taken, so theoretically, if you used the site to purchase your healthcare insurance, you should not have to worry about identity theft (at least from that particular site).

The article concludes:

The attack comes as the federal government and insurance companies prepare for open enrollment, which begins Nov. 15. It is likely to be seized on by Republican lawmakers, who oppose the law, in fall campaigns as another sign of the health law’s flaws. HealthCare.gov suffered from crippling technology problems when it launched in October, though the government has since improved the site.

Taken with recent data thefts from J.P. Morgan Chase & Co., Home Depot Inc., and celebrities’ iPhones, the HealthCare.gov hack further underscores that large organizations haven’t yet mastered how to secure the troves of data they collect from consumers.

The government has no business doing health insurance–that power is not given to them in the Constitution. We are going to reach a point in America when we have to decide whether or not the U.S. Constitution is the law of the land. We can either choose to follow it or not. I think that during the past few years we have seen the consequences of not following the Constitution–government and government spending are out of control and all Americans pay a price for that–in terms of finances and in terms of privacy. It truly is time to take back the country from the Washington elitists who have been running it for a long time.

ObamaCare Can’t Even Follow Its Own Rules

Yesterday Investors.com posted an article about some of the basic problems in the administration of ObamaCare.

The article reports:

In a section titled “Other Issues,” an inspector general report released last week found that the HealthCare.gov marketplace couldn’t show it had been reconciling its monthly enrollment numbers with insurance companies.

That’s despite the fact that the law specifically calls for this reconciliation, and the fact that, as the IG report notes, “the federal marketplace obtained the services of a contractor to reconcile enrollment information.”

Obama administration officials “stated that the system to support reconciliations had yet to be developed.”

But as the IG makes clear, without this monthly reconciliation, the government “cannot effectively monitor the current enrollment status of applicants, such as … termination of plans.”

The article also reports:

Aetna says that out of 720,000 sign-ups, only about 580,000 were paid up by May 20, a payment rate of only 80.6%.

It’s also unknown how many have failed to keep up with their payments after making the initial one — the law gives consumers a three-month grace period before insurers can cancel their coverage. But the number could be significant.

A Kaiser Family Foundation survey found that 43% of those buying ObamaCare plans say they are having difficulty paying premiums, with 14% finding it “very difficult.”

That’s despite the fact that 87% of those who bought one of these plans through HealthCare.gov got taxpayer subsidies.

It is becoming obvious that ObamaCare is a disaster. We need to elect people in November who will practice free market principles–not crony capitalism–in healthcare policies. We are in danger of having the best healthcare system in the world destroyed. The American voter will be responsible for whether or not that happens,.

A Website That Doesn’t Allow Change

Once you sign up for ObamaCare on the website, you are locked into your current marital status, family size, and profile forever–there is no way to make adjustments if a new baby arrives in your family, if a family member dies, or if you lose or change your job. You cannot edit your profile once your insurer is chosen.

Breitbart.com is reporting the following today:

The Associated Press is out with a report this morning that pregnant women have an entirely new set of headaches to expect from their ACA-triggered coverage, namely, that HealthCare.gov is not designed to accept any changes in status that would include or exclude a person from coverage. When a baby is born, there is no way for parents to notify the federal government that the baby now exists and needs coverage.

There is also no way to notify the federal government of marriage or divorce, of a death in the family, or of a new job or loss of a job.

The website allows one to open a profile, but not to edit it once an insurer is chosen. All of these changes could potentially affect those insured or open new options for coverage from different insurers or types of insurance. They may also result in higher premiums or more expensive coverage. These would all be options and possibilities if HealthCare.gov had any way of editing one’s information on the page.

What a mess.

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An Invitation To Identity Theft

ObamaCare could have a very negative affect on my life in the coming months. My husband and I will be losing our health insurance on January 1. The questions is, “Do we go to the ObamaCare website and risk having our identity stolen, or do we go without health insurance?” How dangerous is it to type your personal information into the ObamaCare website? Well, an article posted at the CNBC website last Monday provides answers to that question.

The article reports:

It could take a year to secure the risk of “high exposures” of personal information on the federal Obamacare online exchange, a cybersecurity expert told CNBC on Monday.

“When you develop a website, you develop it with security in mind. And it doesn’t appear to have happened this time,” said David Kennedy, a so-called “white hat” hacker who tests online security by breaching websites. He testified on Capitol Hill about the flaws of HealthCare.gov last week.

“It’s really hard to go back and fix the security around it because security wasn’t built into it,” said Kennedy, chief executive of TrustedSec. “We’re talking multiple months to over a year to at least address some of the critical-to-high exposures on the website itself.”

This is not encouraging. Another online security expert stated that the ObamaCare website needs to be torn down and rebuilt from scratch.

The article further reports:

Last month, a Sept. 27 government memorandum surfaced in which two HHS officials said the security of the site had not been properly tested before it opened, creating “a high risk.”

HHS had explained then that steps were taken to ease security concerns after the memo was written, and that consumer information was secure. Technicians fixed a security bug in the password reset function in late October, the agency said.

But on CNBC, Kennedy disputed those claims, saying vulnerabilities remain on “everything from hacking someone’s computer so when you visit the website it actually tries to hack your computer back, all the way to being able to extract email addresses, users names—first name, last name—[and] locations.”

It really is time for Plan B.

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Six????

Oversighthouse.gov reported yesterday that the enrollment numbers in ObamaCare are not good.

The website reported:

WASHINGTON – House Oversight and Government Reform Committee Chairman Darrell Issa, R-Calif., today released new HealthCare.gov meeting notes stating that as of 10/2/2013, there were “248 enrollments.” According to meeting notes from the day before, “6 enrollments have occurred so far with 5 different issuers.”

The numbers come from notes taken during “War Room” meetings at the Center for Consumer Information and Insurance (CCIIO), part of the Center for Medicare and Medicaid Services (CMS) tasked with implementing ObamaCare. The meetings were comprised of Administration officials and contractors discussing the standing issues and problems with the disastrous launch of HealthCare.gov.

The first set of notes, taken the morning of October 2nd, states, “6 enrollments have occurred so far with 5 different issuers… Issuers include BCBS NC, BCBS Kansas City, and CareSource. Healthcare Service Corporation had the 2 enrollments.”

At the next meeting held the afternoon of October 2nd, the notes add that “[a]pproximately 100 enrollments have happened as of this meeting.”

At the morning meeting held October 3rd, the notes say that “[as] of yesterday, there were 248 enrollments.”

The website provides a link to some of the meetings concerning ObamaCare. I really do wonder what the future of this program will be. It obviously is not providing healthcare for the majority of uninsured people in America. It seems as if it is only responsible for causing those people who were already insured to lose their health insurance.

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