The Next Step After Failure To Repeal ObamaCare

Investor’s Business Daily posted an article today about the consequences of the Republicans’ failure to repeal ObamaCare.

The article states:

Many Democrats and their ideological allies are using the congressional recess to crow about the GOP‘s defeat — and dream about replacing Obamacare with a bonafide single-payer system.

Sen. Bernie Sanders, I-Vt., has promised to introduce a single-payer bill next month. “I have no illusions that . . . suddenly we’re going to see a Medicare-for-all, single-payer passed,” he said last week. “Why is the United States the only major country on earth not to guarantee health care to all people?”

Several folks within the senator’s sizeable political following have hinted that support for single-payer will be a “litmus test” that will determine whether they will get behind Democratic candidates — or primary them.

So what does single-payer healthcare mean? The Medicare for All plan that Senator Sanders introduced during his presidential run would cost $2.5 trillion — nearly double what the Sanders campaign claimed. Another study by the Urban Institute found that the plan would increase spending by $32 trillion over the next decade.

The article further reports:

Last November, Colorado voters rejected Amendment 69, a ballot initiative that would have created a single-payer system in the state, by an 80-20 margin. An independent analysis revealed that the plan would have run a deficit of $253 million in its first year — and $7.8 billion by 2028.

Bernie Sanders’s own state of Vermont experienced similar sticker shock. The plan under consideration in the Green Mountain State would have cost $4.3 billion — nearly 90% of the entire state budget.

To cover that tab, payroll taxes would have surged 11.5%; income taxes would have increased 9%. Consequently, in 2014, Democratic Governor Peter Shumlin shelved the plan, deeming it “unwise and untenable.”

The article reminds us that the way to make single-payer more economical is to ration care. That is not an improvement to the healthcare Americans received before President Obama ruined it for the majority of Americans.

The article concludes:

The median Canadian, for example, waits nearly five months to get treatment from a specialist after receiving a referral from his general practitioner. That is more than twice the wait of 25 years ago.

The United Kingdom’s single-payer system offers more of the same. At the end of June, 4 million people were waiting for care. That is the highest figure in a decade.

Is this really the path the United States wants to go down? According to a June Pew survey, only 33% of Americans think single-payer health insurance is a good idea. But that number is up 12 percentage points since 2014.

It should come back down, once Americans realize that single-payer means paying a lot more for a lot less health care.

It is long past time for the Republicans to repeal ObamaCare.


Losing Health Insurance Because You Want To

Yesterday National Review posted an article about the claims the Congressional Budget Office (CBO) is making regarding the number of people who would lose their health insurance if ObamaCare were repealed.

The article states:

Do you want to repeal every word of Obamacare and replace it with nothing? CBO says 22 million fewer people would have health insurance. Do you prefer replacing Obamacare with a system of flat tax credits, in which you get the same amount of assistance regardless of your financial need? CBO says 23 million fewer people would have health insurance. Do you prefer replacing Obamacare with means-tested tax credits, like the Senate bill does, in which the majority of the assistance is directed to those near or below the poverty line? CBO says 22 million fewer people would have health insurance.

22 million, 23 million, 22 million—these numbers are remarkably similar even though the three policies I describe above are significantly different. Why is that?

Thanks to information that was leaked to me by a congressional staffer, we now have the answer.

Nearly three-fourths of the difference in coverage between Obamacare and the various GOP plans derives from a single feature of the Republican bills: their repeal of Obamacare’s individual mandate. But the CBO has never published a year-by-year breakout of the impact of the individual mandate on its coverage estimates.

So actually, a large percentage of the people who would lose insurance coverage if ObamaCare is repealed would choose to lose coverage because they would no longer be penalized for not having insurance. Basically, the CBO report is spin! There is also the matter of ObamaCare requiring people to pay for coverage they don’t need. Generally speaking senior citizens do not need maternity coverage or pediatric dental coverage. They should not be asked to pay for it!

“Don’t Throw Me Into The Briar Patch”

Joel Chandler Harris was an American author who wrote the Uncle Remus stories. Some of these stories later became an animated film by Walt Disney called “Song of the South.” One of the characters in these stories was Br’er (“brother”) Rabbit, who when captured by Bre’r Fox pleads, “Don’t throw me into the briar patch.” Of course, Br’er Rabbit has grown up in the briar patch, is quite at home there, and sees the briar patch as an escape route. So why in the world is a political blog talking about Br’er Rabbit and the briar patch? Because I believe the story of Br’er Rabbit and Br’er Fox totally explains the current healthcare debate.

Let’s look at the healthcare debacle strictly through a political lens. The best outcome for the Republicans (with a Republican President) is the complete failure of ObamaCare–rising costs, escalating premiums, denial of healthcare to senior citizens and young people, etc. Theoretically, President Trump has tried to avoid this. Had this failure occurred under a Democratic President, the solution would have been single-payer socialistic medicine. Under a Republican President, a free-market solution may be possible, but only after the total failure of ObamaCare. As premiums rise and health insurance and healthcare become more difficult to obtain, voters may get angry enough to remove from office those who had blocked the repeal of ObamaCare. I suspect that much of the Tea Party is already there. Because the Republicans could not repeal ObamaCare, it is still the Democrat’s policy. That may be exactly where the Republicans wanted it.

So where are we now in the healthcare debate?

The Gateway Pundit is reporting today that there is no possibility of repealing and replacing ObamaCare and there is no possibility of repealing ObamaCare over the next two years.

The article reports news from two sources:

From Bloomberg News:

GOP Senators Susan Collins, Shelley Moore Capito and Lisa Murkowski said Tuesday they’ll oppose a repeal of the Affordable Care Act. McConnell said late Monday the Senate would vote on a repeal with a two-year delay to give Congress time to agree on a replacement, but he could afford to lose no more than two Republican votes to advance the measure.

Repealing the law now and then hoping for a replacement “would create great anxiety for individuals who rely on the ACA,” Collins of Maine told reporters in Washington. “I believe it would cause the insurance markets to go into turmoil.” She said she would oppose bringing a repeal bill up for debate.

Capito of West Virginia said she would refuse to take up a repeal plan without an adequate replacement. “I did not come to Washington to hurt people,” she said in a statement.

Murkowski of Alaska also said she wouldn’t vote to take up a repeal-alone measure.

From the Washington Examiner:

House Republicans on Tuesday were seething with anger over the Senate GOP’s late Monday decision to pull the plug on a bill to repeal and replace Obamacare.

Lawmakers leaving the House GOP’s weekly conference meeting said feelings of exasperation and anger have set in, now that the Senate has dropped plans to vote on an Obamacare replacement bill this month.

“There is a lot of frustration, borderline anger I guess, at what really has to be described as some level of incompetence to be able to get together and get something done,” Rep. Mark Walker, R-N.C., who heads the conservative Republican Study Committee, told the Washington Examiner.

I am not sure the Democrats are celebrating the fact that the Republicans could not repeal ObamaCare–now the Democrats are stuck with a healthcare plan that is rapidly crashing.


When The Numbers Just Don’t Add Up

This was posted by a friend on Facebook:

This seemed like a reasonable question, so I did some research. On December 2016, CNN Money posted the following:

Nearly 6.4 million Americans have selected Obamacare policies through the federal exchange for coverage starting Jan. 1, federal officials announced Wednesday. That’s 400,000 more than had selected policies a year ago.

Under the proposed repeal and replace ObamaCare bill, the rate of growth of Medicaid will be cut–Medicaid will still grow, but more slowly. The goal is to create a program that will create a rate structure that allows more Americans to pay for their own health insurance. I am not thrilled with the current bill in the Senate, but passing it may be a necessary evil if we are to avoid single-payer or socialized medicine (which would be the result of the total collapse of ObamaCare which is rapidly approaching).

Just Repeal–Don’t Replace

The current ObamaCare bill is rapidly collapsing. It was designed that way. The plan was that Hillary Clinton would get elected and we would move to single-payer (totally government-controlled) healthcare. The fact that Donald Trump got elected and isn’t playing the Washington establishment’s games is a problem for those that want government healthcare. That is one of the reasons they are trying so hard to demonize him and get rid of him.

The Washington Free Beacon posted an article yesterday about the current state of ObamaCare.

The article reports:

Roughly 41 percent of counties in the United States could have only one insurer participating on the Affordable Care Act exchanges next year, according to a new analysis from Avalere Health.

This percentage is up from the lack of participation in 2017, when roughly one-third of counties, or 33 percent, had only one insurer participating on the exchanges.

According to their count, there will be 47 counties that will have no insurer participating on the exchange leaving about 34,000 consumers with no choice.

…”In addition to the cost of premiums, insurer decisions around whether or not to offer plans in the exchanges will impact shoppers,” said Caroline Pearson, senior vice president of the group. “Consumers will see fewer choices on the exchange again in 2018, with some counties at risk of having no options.”

This is not what success looks like. ObamaCare has been a failure. The best replacement would be to let the free market rule. Tax credits could be used to help lower income people afford health insurance, but the free market would make healthcare more affordable for everyone.

There are a few principles that would reform healthcare in a way that would benefit everyone–portability across state lines, tort reform, high risk pools for people with pre-existing conditions, and letting the companies with the actuary tables determine rates. The government does not have a stellar record when it comes to running things. There are very few government programs that are not wasteful, inefficient, and expensive. We don’t need another government money pit. It’s time to repeal ObamaCare. Then the debate on its replacement can begin.

Throw The Bums Out–All Of Them

The Republicans still don’t get it. They were voted in to repeal ObamaCare and let the free market apply to all Americans. Well, according to an article in The Conservative Review today, they haven’t figured that out yet.

The article reports:

How many times have conservatives criticized Democrats in Congress for exempting themselves from feeling the full effects of Obamacare?

Well, now Republicans in Congress have done the same thing, exempting themselves and their staff from the effects of their own proposed health insurance legislation.

The GOP’s proposed reforms to the Affordable Care Act will permit states to apply for waivers to repeal Obamacare regulations driving up the cost of premiums — regulations like the essential benefits mandates and community rating requirements. The tentative proposal is a compromise between the Freedom Caucus conservatives who want to see Obamacare fully repealed and the party moderates who want Obamacare regulations to remain in place. On the face of it, the idea is “if you can’t fix it, federalize it.”

Unless the Republican Party fully repeals ObamaCare and puts Congress under the same healthcare program as the rest of America, they will be voted out of office as soon as possible. I will work hard to do this. If they are going to do the same corrupt things and the Democrats, why should we vote for them? Who do they actually represent? Thank God for the Freedom Caucus. May they stand strong again.

The article concludes:

Republicans are trying to sell something to the American people they don’t want to buy themselves. Is it any wonder 50 percent of Americans have “little or no confidence” in the Republican plan to reform health care? Not even Republicans believe in it!

The Politics of Abortion

Hot Air posted an article today about a recent statement by Democrat National Committee Chairman Tom Perez.

The article reports:

Democratic National Committee chairman Tom Perez became the first head of the party to demand ideological purity on abortion rights, promising Friday to support only Democratic candidates who back a woman’s right to choose.

“Every Democrat, like every American, should support a woman’s right to make her own choices about her body and her health,” Perez said in a statement. “That is not negotiable and should not change city by city or state by state.”

“At a time when women’s rights are under assault from the White House, the Republican Congress, and in states across the country,” he added, “we must speak up for this principle as loudly as ever and with one voice.”

Has anyone really thought this through? They are fighting for a woman’s right to kill her child because the child is inconvenient, not perfect, not wanted, etc. I am sure it is simple coincidence that one of the major contributors to Democratic political campaigns is Planned Parenthood, a million dollar business that performs the majority of abortions in America.

As I have previously stated, I do not support making abortions illegal–there may be times when an abortion is necessary to protect the live of the mother. However, I don’t believe that abortion should be a multi million dollar industry. Planned Parenthood specializes in abortion. They provide minimal healthcare for women in other areas. Planned Parenthood is a major contributor to Democratic political campaigns. The Democratic Party is simply protecting a major source of their funding.

It is time to re-evaluate abortion in America.

This is a picture of abortion in America in 2016 (from the Guttmacher Institute):

As you can see, the majority of abortions in America are performed on poor minority women. Our goal should be to help these women with birth control–not kill their children.



Why The Support For Repealing ObamaCare Was Not There On Friday

Yesterday The Conservative Review posted an article about the fact that Speaker of the House Paul Ryan pulled the bill to repeal ObamaCare because there were not enough votes to pass it. Well, that’s what happens when you change the rules in the middle of the game.

The article quotes a statement made by Speaker Ryan in January of 2016 after Obama vetoed the bill:

It’s no surprise that someone named Obama vetoed a bill repealing Obamacare, and we will hold a vote to override this veto. Taking this process all the way to the end under the Constitution. But here’s the thing the idea that Obamacare is the law of the land for good is a myth. This law will collapse under its own weight or it will be repealed. Because all those rules and procedures Senate Democrats have used to block us from doing this that’s all history. We have shown now that there is a clear path to repealing Obamacare without 60 votes in the Senate. So next year if we’re sending this bill to a republican president it will get signed into law. Obamacare will be gone … [emphasis added]

But the bill they sent to the Republican president (Donald Trump) was not the same bill that they had sent to President Obama.

The article concludes:

This week, Speaker Ryan should abandon his RINOcare bill and bring the 2015 reconciliation bill to the floor of the House for a vote.

It’s time to stop the bait and switch.

Donald Trump is the elected President of the United States. One of the reasons he was elected was that the voters were tired of the kind of behavior illustrated by Speaker Ryan. The problem Friday was the broken promise of Speaker Ryan–it was not the Freedom Caucus who expected Speaker Ryan to keep his word.

I Guess Things Didn’t Go As Planned

ObamaCare is touted as one of the crowning achievements of the Obama Administration. Like some of the other achievements touted, the benefits are somewhat questionable. The two main promises of ObamaCare–if you like your healthcare plan, you can keep it, and if you like your doctor, you can keep him–have not really worked out as claimed. Now the claim that ObamaCare has cut the cost of health insurance seems to be in doubt as well.

Forbes Magazine posted an article on Thursday disputing the claims of Loren Adler and Paul Ginsburg of the Brookings Institution that health insurance premiums have decreased under ObamaCare. The authors cite a 2014 Brookings study that concluded premiums have increased.

The article reports:

While I will discuss the relevant evidence of the ACA’s effect on premiums in depth, there are three data points worth emphasizing. First, unlike Adler and Ginsburg’s approach, Brookings 2014 study used actual data and found that “enrollment-weighted premiums in the individual health insurance market increased by 24.4 percent beyond what they would have had they simply followed…trends.” Second, S&P Global Institute found that average individual market medical costs increased substantially between 2013 and 2015, up an estimated 69%. Third, 2014 insurer data shows that premiums for individual market Qualified Health Plans (QHPs), ACA-compliant plans certified to be sold on exchanges, were much higher than premiums for individual market non-QHPs, mostly plans in existence before 2014 that did not comply with the ACA. Relative to non-QHPs, insurers collected more than $1,000 per enrollee in higher premiums and more than $2,300 in higher premium revenue per enrollee in 2014 after accounting for large premium subsidy programs for their QHPs.

The article includes the following graph:

PMPM Chart - Mercatus

The data shows a huge increase in PMPM costs in the individual market between 2013 and 2015. According to S&P, PMPM costs increased 38% between 2013 and 2014, and another 23% between 2014 and 2015. The two-year increase (69%) is the product of the two single-year increases.

…It is worth noting that the individual market includes both ACA-compliant plans as well as non-ACA-compliant plans. If only ACA-compliant plans were included in the post-2013 data, the spike would likely be much larger.

I do wonder how much of this will be reported by the mainstream media. The fact that most people will experience this on a personal level means that the public will become aware of it.




Another Reason Your Votes Matter

On Friday, The Federalist posted an article about ObamaCare explaining where we are and where President Obama would like to go next in American healthcare. It really isn’t good news.

The article reports:

President Obama recently published an overview of the results of ObamaCare in the Journal of the American Medical Association.

It’s a pretty extraordinary article, because in important ways it acknowledges that ObamaCare has basically failed—and it lays the cards on the table for what we always knew was going to be his next step.

…Forcing insurers to cover people who are already sick and to charge them the same rates as healthy people has jacked up insurance premiums for everyone else. So because the law didn’t make insurance affordable, Congress has to make it affordable by heavily subsidizing it with even more of the taxpayers’ money.

Obama also somewhat vaguely acknowledges the problem of rising deductibles. One way of staunching the rise in premiums has been to offer plans with very high deductibles—the amount a person has to pay upfront before his insurance kicks in to cover the rest. This keeps the premiums affordable at the cost of making the actual care less affordable by whacking you with huge payments if you actually get sick. Last year, the New York Times acknowledged that under ObamaCare, “sky-high deductibles…are leaving some newly insured feeling nearly as vulnerable as they were before they had coverage…. ‘We have insurance, but can’t afford to use it.’”

Obviously ObamaCare is not working in a way that is helpful to the American people. So what happens next? Don’t say you weren’t warned–you were.

The article explains the next step:

Like I said, this was predictable and predicted from the very beginning, but now it’s all out in the open. ObamaCare was always just an exercise in planned obsolescence, cobbling together a system nobody really thought was going to work, just so they could exploit its failures to push for the socialized medicine they really wanted all along. It’s telling that in this article, Obama boasts that the Affordable Care Act has increased the number of people who are insured, but his own data shows that the biggest driver of that is an expansion of Medicaid, which is not insurance but welfare—the system he wants for everyone.

As I noted back in 2009, a decade-long exercise in deliberately wrecking private health insurance is the most callous and destructive way to pursue that goal.

If that surprises you, look at Venezuela. When has the Left ever shied away from smashing everything to pieces in pursuit of government power? So we shouldn’t expect anything different here.

If we are going to stop this runaway train, and it is not assured that we can, the only possible solution is to elect people in November who do not support socialized medicine. How do you find this people? You look at the voting records of anyone who was in Congress when ObamaCare was passed. You listen to the statements of the candidates.

I have one final note. ObamaCare was passed through a budget reconciliation process rather than as a standard bill. This was because that type of bill could not be filibustered in the Senate. No Republicans voted for HB3590, the predecessor to ObamaCare, or the reconciliation. Senator Scott Brown of Massachusetts (who was voted in after Ted Kennedy’s death) never got a chance to vote on ObamaCare because the Attorney General of Massachusetts delayed the certification of the election until after any Senate vote would be taken. The shenanigans involved in passing ObamaCare in the first place were disgraceful. It is also disgraceful that the Republican House of Representatives has not made a serious effort to defund ObamaCare. We need to elect people who will end ObamaCare and bring the free market into healthcare. Then America will have a strong healthcare system that serves all Americans.

Numbers Don’t Lie

The numbers on ObamaCare are now starting to come out. They don’t look good. Power Line Blog posted an article yesterday about the latest statistics. National Public Radio collaborated with Harvard’s T.H. Chan School of Public Health and the Robert Wood Johnson Foundation to survey Americans’ recent experience with health care.

Here are two graphs from the article:

ObamaCareStatisticsWhen you look at the numbers, ObamaCare is not a success.

Time For New Management

Yesterday The Washington Examiner posted a story yesterday that illustrates the poor management of the Veteran’s Administration.

The story reports:

The Department of Veterans Affairs’ Office of Inspector General (OIG) on Wednesday confirmed that more than one-third of the people thought to be seeking eligibility for VA benefits are deceased, and said many of them have been dead for more than four years.

The OIG report confirms the worst fears of members of Congress, whosaid in July that they would investigate unsubstantiated claims that thousands of veterans died before they ever became eligible for VA benefits.

Scott Davis, a VA employee and whistleblower, has dismissed the findings of the OIG. He claims that the independent investigator has no way of knowing how many veterans died seeking care. That may be, but if the number is one veteran, that is one too many.

The article states:

“We can’t say what’s what because of flaws in the enrollment system, and the flaws exist basically because the people responsible for fixing it haven’t,” he (Scott Davis) said.

Davis said the main official responsible for the VA’s Health Eligibility Center, Stephanie Mardon, should be fired for keeping such poor records, which even the OIG said is hurting efforts to get care to veterans. “Overstated pending enrollment records create unnecessary difficulty and confusion in identifying and assisting veterans with the most urgent need for health care enrollment,” it said.

But Davis also said the OIG report gives the VA, and the Obama administration, the tools it needs to start fixing the problem.

In July of 2014, Robert A. McDonald became Secretary of Veterans Affairs. It seems to me that there needs to be a way of mapping whatever progress he is making in fixing the problems the Veterans Administration has had in recent years. If things have not changed by July 2016, it is time to consider either replacing Secretary McDonald or disbanding the Veterans Administration and allowing veterans to seek medical care outside of the Veterans Administration at the same cost.

Some Perspective From The Federalist Website

The Federalist posted the following statistics:

AbortionStatisticsThe article also included the following statement by The U.S. Conference of Catholic Bishops:

It has long been troubling to many Americans that the nation’s largest abortion network, performing over a third of all abortions, receives over half a billion taxpayer dollars a year. This concern has rightly grown in recent years.

The most recent revelations about Planned Parenthood’s willingness to traffic in fetal tissue from abortions, and to alter abortion methods not for any reason related to women’s health but to obtain more “intact” organs, is the latest demonstration of a callousness toward women and their unborn children that is shocking to many Americans.

The Catholic Church comes to this issue from a perspective rooted in experience. Catholic charitable agencies and pregnancy help centers have helped countless pregnant women find life-affirming alternatives to abortion. Our hospitals and other health facilities are second to none in providing quality health care for women.

We support the legislative proposal to reallocate federal funding, so that women can obtain their health care from providers that do not promote abortion. It is my sincere hope that you will be able to help advance this goal by supporting S. 1881.

The Senate did not vote to defund Planned Parenthood, but I suspect that the issue will come up again. It is time for the government to stop funding a group whose founder wanted to eliminate all ‘inferior human beings’ and create a race of thoroughbreds. Somehow that idea sounds vaguely familiar, and it didn’t end well the last time it was tried.



Some Unintended Consequences Of Federal Government Overreach

Yesterday I attended a meeting of the Joint Legislative Education Oversight Committee in Raleigh, North Carolina. There were a number of items discussed–the Read to Achieve program, Charter Schools in North Carolina, the Founding Principles Act, and the complications in hiring substitute teachers caused by the implementation of ObamaCare. Yes, ObamaCare has made it more difficult for schools in North Carolina to hire the substitute teachers they need. Why? Because ObamaCare requires that every person working thirty hours a week be given health care.

ObamaCare requires that health benefits be extended to non-permanent full-time employees in North Carolina who traditionally have not been eligible for coverage under the State Health Plan. ObamaCare also complicates things for retired certified teachers covered under their retirement health plans. If they are substitute teaching more than 29 hours a week, they have to be covered by their employers and are no longer eligible for their retirement health care benefit.

There were two suggestions made for legislative options that would solve this problem, but my point is this, “How is it that the federal government created a problem for a state that has to be solved with a new state law?” What is the federal government doing saying anything about a state’s health care policies? The shortage of substitute teachers in North Carolina is only one of many reasons we need to rein in the federal government.

The Tenth Amendment states:

The powers not delegated to the United States by the Constitution, nor prohibited by it to the states, are reserved to the states respectively, or to the people.

From Healthcare to Common Core, it is time to get the federal government out of the states.

A Disturbing Video From Florida

On Friday the Weekly Standard reported on a committee hearing in Florida where the state is considering a bill to require abortionists to provide medical care to an infant who survives an abortion.

This is part of the video of that hearing:

The article reports:

Alisa LaPolt Snow, the lobbyist representing the Florida Alliance of Planned Parenthood Affiliates, testified that her organization believes the decision to kill an infant who survives a failed abortion should be left up to the woman seeking an abortion and her abortion doctor.

“So, um, it is just really hard for me to even ask you this question because I’m almost in disbelief,” said Rep. Jim Boyd. “If a baby is born on a table as a result of a botched abortion, what would Planned Parenthood want to have happen to that child that is struggling for life?”

“We believe that any decision that’s made should be left up to the woman, her family, and the physician,” said Planned Parenthood lobbyist Snow.

When questioned further, Ms. Snow simply stated that she was not a physician or an abortion provider and could not provide further information.

I have no comment.

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Facing Reality

As the Obama Administration pushed for national health care (the Patient Protection and Affordable Care Act as it was officially known), one of their justifications for the government takeover of healthcare was the need to make sure people with pre-existing medical conditions could get health insurance and healthcare. Well, Obamacare was passed, but it may not actually work as planned–there may have been a reason insurance companies were reluctant to take on these clients.

The Associated Press is reporting today:

Citing financial concerns, the Obama administration has begun quietly winding down one of the earliest programs created by the president’s health care overhaul, a plan that helps people with medical problems who can’t get private insurance.

In an afternoon teleconference with state counterparts, administration officials said Friday the Pre-Existing Condition Insurance Plan will stop taking new applications. People already in the plan will not lose coverage.

Why do you think these people can’t get private insurance? The insurance companies are in business to make a profit. There is nothing wrong with that–why stay in business if you are not going to make a profit? Now the government is discovering that the insurance companies actually knew what they were doing. Wow.

The article points out that enrollment in the program has been lower than expected because many people could not afford to pay the necessary premiums. Individual cases have turned out to be more expensive than originally thought.

The insurance companies would have told the Obama Administration all of this had they been asked or had the Obama Administration been willing to listen. We just spent a lot of taxpayer money reinventing the wheel when we could have simply improved the design while relying on the knowledge of those who had walked the road before. This is another example of why it is a bad idea to give the government money–they waste it.

I would have been open to the idea of the Obama Administration setting up health insurance pools similar to the high risk driver pools car insurance companies use. A program could be set up where people in that pool get help with their insurance premiums. That could have been done without ruining health insurance for those of us who were happy with the status quo.  Hopefully, if Obamacare is ever replaced, ideas similar to providing help for high risk people will be considered as one way to make sure everyone has access to health insurance. As it stands now, the part of Obamacare that actually solves an existing problem is being taken away.

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Elections Have Consequences

On Saturday, posted an article about the impact Obamacare is having on jobs.

The article explains:

The Obamacare employer mandate doesn’t go into effect until January 1, 2014, but the government requires businesses to track worker schedules for three to 12 months in advance.  That means many employers plan to get a jump start on avoiding Obamacare’s $2,000 per-worker fine by firing workers now, reducing employee hours, or replacing full-time employees with part-time workers.

The article lists companies in various industries that have been forced to layoff employees or cut employee hours in order to avoid the fines that will be imposed on them by Obamacare if they do not meet the specific requirements of Obamacare in the health care they provide.

The article reminds us that unemployment is currently much higher than it normally is during a ‘recovery’ from a recession:

The looming Obamacare layoffs and hiring freezes come as a Labor Department report announced today that the unemployment rate remains at 7.8% (revised up from the originally reported 7.7%).  Presently, 22.6 million Americans are either unemployed, underemployed, or marginally attached to the work force. 

If we want to see the economy grow, we need to take a serious look at the policies of the federal government and the impact they are having on businesses.

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Sometimes The Solution Is Worse Than The Problem

On Monday, Forbes Magazine posted an article about the changes Massachusetts Governor Deval Patrick has made to the health care plan originally passed under Governor Mitt Romney. Because the costs of the original plan have spiraled out of control, Governor Patrick is working to slow the growth of the cost of medical care in Massachusetts. His heart may be in the right place, but his plan will do considerable damage to an already broken system.

The article reports:

Insurers and large hospitals in Massachusetts will also have to pay $225 million in surcharges over four years, starting in 2013. The measure’s backers project savings of $200 billion over 15 years.

Massachusetts State Rep. Steven Levy (R-Marlborough) has noted that the law contains no specifics as to how the savings it mandates will actually come into being. He’s also called the gross state product a “random” number with which to straitjacket the healthcare budget.

The article further explains that part of the changes to the law include the creation of two new state agencies–the Health Policy Commission and the Center for Health Information Analysis. How is it possible to save money when you have created two new agencies staffed with people who have to be paid, office space that has to be rented, and office supplies that have to be purchased?

The article further reports:

Witness the impact that previous rounds of government-directed “reform” have already had. A study published last year in the New England Journal of Medicine noted that the Bay State’s 2006 health reform package had been associated with rapid new hiring in the Massachusetts health system.

That might sound like good news. But it wasn’t doctors or nurses getting hired. Rather, it was scores of administrative workers, who were needed to process all the new paperwork mandated by the reform effort.

I hate to be difficult, but is anyone concerned about the medical care for the patients in this scenario?

The article reports:

…The Massachusetts Medical Society has predicted that Gov. Patrick’s law will force many hospitals to cut staff and result in delayed care for some patients.

Bay Staters already have to wait 45 days on average for an appointment with a family medicine doctor, according to the Society. That’s a 50 percent jump in wait time since 2010.

If the Massachusetts heath care reform bill is the model for Obamacare, we need to pay attention as Massachusetts shows us why we need to end Obamacare!

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Just A Short Rant (Well, Not So Short)

I am a registered Republican. I am not always in agreement with the Republican party (particularly here in Massachusetts), but it’s the best I can do at this particular moment. I will be voting for Mitt Romney unless the October surprise from the Obama campaign is proof that Mitt Romney is an alien ax murderer sent from the planet Zenon to invade the earth. Then I might possible rethink my vote–but I doubt it. Anyway, I listen to talk radio and I listen to the people around me, and I hear a lot of comments about Governor Romney and the fact that he was Governor of Massachusetts when the Massachusetts healthcare law was passed. I am not a fan of Massachusetts healthcare. I will tell you why.

I have had cataract surgery twice. Both times I had good medical insurance through my husband’s workplace. The first surgery cost me $250 out of pocket, and the second surgery cost me $2450 out of pocket. What was the difference? In both cases the lens of my eye was replaced with a prescription lens–I have worn thick glasses since I was a small child. Before Massachusetts healthcare was passed, the prescription lens was included. After Massachusetts healthcare was passed, the prescription lens was optional–I could have had them put in a clear lens and it would have cost me $250, but if I wanted the best possible outcome–being able to see without glasses, it was extra. Think about this–the medical care I needed was available–the lens with the cataract was replaced, but if I wanted the best outcome, it was not covered by insurance. That is what government insurance does–it saves money by compromising on the quality of care.

Now, about Mitt Romney and Massachusetts healthcare. The people of Massachusetts (after all, this is Massachusetts) wanted universal health coverage. Universal coverage was going to pass the legislation. There was no way Mitt Romney could have stopped it. He did attempt to curb some of its provisions, but there was no way it was going to be stopped. I don’t blame Mitt Romney for Massachusetts healthcare–I blame the voters of Massachusetts who are content with a one-party state that allows corruption at a level where it is routine for the Speaker of the House to serve jail time for his actions as speaker. This has happened often enough so that it is almost routine. Don’t blame Romney–blame to voters!

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Keeping Your Doctor

Yesterday’s Wall Street Journal posted an article by Dan Henninger entitled, “ObamaCare‘s Lost Tribe: Doctors.” The article quotes the promise President Obama made to the American Medical Association’s annual meeting in 2009. The President stated, “No matter how we reform health care, we will keep this promise: If you like your doctor, you will be able to keep your doctor. Period.”

Well, did anyone ask the doctors about this? Somehow lost in the discussions of the processing of healthcare claims, the demand that everyone must have health insurance, and the institutional representatives of hospitals, drug companies, and insurance companies, we have forgotten what healthcare actual boils down to–a relationship between a doctor and a patient.

The article in the Wall Street Journal reminds us:

A Wall Street Journal story the day after the Supreme Court ruling examined in detail its impact across the “health sector.” The words “doctor,” “physician” and “nurse” appeared nowhere in this report. The piece, however, did cite the view of one CEO who runs a chain of hospitals, explaining how they’d deal with the law’s expected $155 billion in compensation cuts. “We will make it up in volume,” he said.

Volume? Would that be another word for human beings? It is now. At Obama Memorial, docs won’t be treating patients. They’ll be processing “volume.” And then, with what time and energy remains in the day, they’ll be inputting medical data to comply with the law’s new Physician Quality Reporting System (PQRS), lodged in the Centers for Medicare and Medicaid.

This may be good for the government, but it is not good for the patient. The article in yesterday’s Wall Street Journal goes on to explain how the emphasis in Obamacare on volume will impact medical care in America. Healthcare needs to be reformed, but Obamacare is not the answer. 

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An Alternative To Obamacare

Congressman Tom Price, M.D. (R-GA) posted a press release on his website upon his introduction of H. R. 3000, the Empowering Patients First Act.

The Press Release read:

“True health reform in this country must put patients first while working to improve accessibility to, and affordability of, quality health care,” said Congressman Price.  “Over the past year and a half we have seen plenty of signs that President Obama’s health care bill will be every bit the disaster we warned it would be when the then-Democrat majority jammed the bill through the last Congress.  Thousands of pages of regulations complicating the health care process, mandates on individuals and businesses, higher taxes, and fewer choices will do nothing to improve the quality and affordability of care in this country.  ObamaCare has only just begun to show the incredible cost – monetary and otherwise – that it will have, adversely affecting our American health care system.

‪“Rather than granting government more authority in the lives of patients and their doctors, we must seek reforms that empower patients while advancing the principles of accessibility, affordability, and quality of care.  The Empowering Patients First Act would provide the opportunity for all Americans to have health coverage, solve the insurance challenges of portability of health insurance and pre-existing illnesses and injuries, end the practice of defensive medicine with robust lawsuit abuse reform, all without putting the government in charge!

‪“Where ObamaCare believes in government, the Empowering Patients First Act believes in patients and their doctors.  It ensures that individuals maintain control of their health care decisions.  Patient-centered, positive solutions are at the core of moving our nation in the right direction. This bill does just that.”

The bill has 35 co-sponsors. Details of the bill can be found at It was introduced in late 2011 and on 11/18/2011 was referred to House subcommittee. Status: Referred to the Subcommittee on Higher Education and Workforce Training.

There are three things we need in a healthcare program–tort reform, portability across state lines and when a person changes jobs, and tax credits for individuals buying health insurance to help defer the cost. Those three things would solve our healthcare problem.


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Obamacare Is Already Costing Americans A Lot Of Money

This is a chart from the Washington Free Beacon showing the financial impact of Obamacare even before it is completely put into effect:

Obamacare's $17 trillion surprise

The article reports:

Staff at the Senate Budget Committee, which calculated the figure using methods based on those used by the Centers for Medicare and Medicaid Services (CMS), found that total unfunded obligations for federal health care programs have jumped from $65 trillion in 2009 to $82 trillion in 2011.

Added to the government’s existing obligation for entitlement programs like Social Security, Medicare, and Medicaid, the total now comes to almost $100 trillion.

That is almost seven times the United States’ annual gross domestic product (GDP).

It seems to me that it is becoming very obvious that Obamacare will not save Americans any money. There are much better ways to do healthcare reform–tort reform, portability, risk pools for people with pre-existing conditions. All of these can be done without federal control. It’s time to remind the government that they govern at the consent of the governed–we are citizens–not subjects.

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Can The Government Force Me To Buy Broccoli ? Do I Have To Eat It If I Buy It ?

In a nutshell, that is my reaction to Obamacare. I am being forced to buy something simply because I am a live person. The only way I can avoid buying this or paying a fine is to be a dead person. I really don’t like the choice involved.

Yesterday Michael Walsh at The Corner at National Review Online posted a short article that I believe sums up the entire healthcare debate.

Mr. Walsh asks if Obamacare is really about healthcare:

For if it’s about “health care,” aren’t there a myriad of ways in which the system could be improved without a “comprehensive” top-down solution? At a time of extreme economic dislocation, was there a nationwide clamor to make “health care” the top priority of the new administration?

Or is it really about the exercise of raw governmental power, to teach the citizenry an object lesson about the coming brave new world, one that surely will get even worse once Obama is safely past the shoals of his last election? 

Can the government force you to buy something just because you exist (even if it is for the ‘public good’)?

One of the most logical arguments I have heard against Obamacare is that it violates the basic concept of a contract. A contract is an agreement entered into voluntarily by two or more people. If the agreement is not voluntary, it is no longer a contract. Hopefully, the eventual decision of the Supreme Court will recognize the right of Americans to enter into contracts voluntarily. I happen to like broccoli, but I don’t want anyone forcing me to buy it or eat it.

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Two Very Good Articles On ObamaCare On The Internet Today

There are two very good articles on ObamaCare on the Internet today. The first was posted yesterday at and the second is in today’s Wall Street Journal. The Supreme Court will begin arguing ObamaCare on Monday.

The article points how ObamaCare will increase the cost of medical care and insurance for the people who are insured–not actually lower the cost for anyone.

The article reports:

…By 2019, roughly 16 million people out of the 50 million uninsured will be forced into coverage thanks to the individual mandate. Of those 16 million, some 6 million to 7 million will be covered for the first time by Medicaid and, to a lesser extent, the Children’s Health Insurance Program.

Medicaid, however, provides very low reimbursement rates to participating doctors and hospitals — only 58% of those normally paid by insurance companies. Medicaid often doesn’t pay enough to cover a provider’s costs.

Under the government’s logic, hospitals and doctors will be forced to raise prices for the insured to cover their costs, which will be passed along as higher premiums. The total cost shift under Medicaid is substantially greater than for the uninsured who fail to pay their bills.

Moreover, the increased cost-shifting phenomenon used by the government to justify the individual mandate will only grow worse as Medicaid enrollment expands due to the mandate.

ObamaCare will totally ruin any part of the medical insurance and patient care system that currently works.

The Wall Street Journal article is entitled, “Liberty and ObamaCare.” It deals with the constitutional question of the individual mandate. The article also gives some insight on how the Obama Administration will argue the case:

Consider a White House strategy memo that leaked this month, revealing that senior Administration officials are coordinating with liberal advocacy groups to pressure the Court. “Frame the Supreme Court oral arguments in terms of real people and real benefits that would be lost if the law were overturned,” the memo notes, rather than “the individual responsibility piece of the law and the legal precedence [sic].” Those nonpolitical details are merely what “lawyers will be talking about.”

Does anyone remember the old lawyers’ joke, “If the law is on your side, pound the law; if the evidence is on your side, pound the evidence; if neither is on your side, pound the table.” It sounds as if the Obama Administration plans to pound the table.

Talk radio host Hugh Hewitt (a law professor and practicing lawyer) has promised to highlight the arguments on his radio show (6 pm to 9 pm East Coast Time). I am looking forward to what he has to say.


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Pay Attention–You Are About To Be Spun

Today the Heritage Foundation posted an article about the coming effort to convince the American public that ObamaCare is a good thing. The Heritage Foundation managed to get their hands on a four-page memo which revealed how the Obama Administration plans to see the program.

The article reports the plans listed in the memo:

“Remind people that the law is already benefiting millions of Americans by providing health care coverage, reducing costs and providing access to healthcare coverage. This message will include the ideas that these are benefits that politicans/the Court art (sic) are trying to take away from average Americans.”

“Frame the Supreme Court oral arguments in terms of real people and real benefits that would be lost if the law were overturned. While lawyers will be talking about the individual responsibility piece of the law and the legal precedence, organizations on the ground should continue to focus on these more tangible results of the law.”

Unfortunately (as usual), feelings and sympathy are being played up instead of actual facts.

The article at the Heritage Foundation lists some inconvenient information:

…The latest news of Obamacare’s impact came from a Congressional Budget Office (CBO) report released this week. In one of the CBO’s reported scenarios, 20 million Americans could lose their employer-sponsored health benefits, and 49 million more Americans could become dependent on government-sponsored health care. And it won’t come cheaply for American taxpayers. Projecting through 2022, Obamacare could cost as much as $2.134 trillion, and individual and employer mandate penalties could hit $221 billion.

Then there’s the issue of the unconstitutional individual mandate that forces Americans to buy government dictated health insurance or pay a penalty, as well as the anti-conscience mandate that religious employers, including schools, hospitals, and charities, must provide abortion-inducing drugs and contraception despite the fact that such services totally contradict many of these groups’ core religious beliefs.

Under Obamacare, costs will go up, people will lose the coverage they have, and quality of care will decline. Individuals and businesses will face penalties, seniors will feel the effects of Obamacare’s cuts to Medicare, doctors will suffer from increased regulation and lower government reimbursement for services, taxpayers will face new taxes, jobs will be lost, millions of Americans will remain uninsured and stuck in overcrowded emergency rooms, religious institutions and the faithful will suffer the loss of their religious liberties, and future generations will pay the costs.

It will be interesting to see how this media campaign to promote the benefits of Obamacare will do. Americans are getting smarter–they are beginning to suspect that what they are being told in the major media may not be totally accurate.

Just in case you are interested–this is the organizational chart for the Patient Protection and Affordable Care Act (ObamaCare):


I can’t figure out how to make it bigger, but here is the link ( In case you missed it, the patient is the star in the lower right corner–there is only one line that links to him. All the other lines are bureaucracy connections.

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