Losing Your Health Insurance Because Of ObamaCare

One of the unintended consequences of ObamaCare has been the changing of the American workforce from a full-time workforce to a part-time workforce. As companies attempt to cut expenses and avoid the extra expense of the policy requirements of ObamaCare, they are cutting the number of full-time employees. The problem is that the ObamaCare policies require coverage that many people do not want or need and have not previously paid for. I can assure you that as a senior citizen I don’t need pregnancy coverage on my health insurance.

Well, there is also another problem. Ed Morrissey at Hot Air reported today that Darden Restaurants will have to cancel the healthcare coverage they have previously offered to their part-time employees due to the requirements of ObamaCare.

The article reports:

Darden will no longer offer part-timers limited-benefit insurance because Obamacare forbids it. Darden said it will offer other programs to part-timers such as a bundle of discounts on prescriptions, and cash payments for services such as doctor’s visits.

They might pay less for premiums, but they’re going to pay more overall.  That’s because the so-called bronze plans that cost the least still are more expensive for most applicants even with the scalable subsidies, and also because deductibles will likely be much higher than Darden employees had under their employer plan. That means that those consumers will have to spend thousands of more dollars than they did in previous years before their insurance benefits kick in at all.  For those working part-time, that will take a particularly vicious bite out of their disposable income.

Unfortunately, the government will run health insurance about as efficiently as state governments run their motor vehicle agencies. Prepare for long lines and incredible red tape.


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