There is a basic principle in government that if you tax a behavior you get less of it and if you subsidize a behavior you get more of it. So what behaviors and being taxed in ObamaCare and what behaviors are being subsidized?
According to Heritage.org marriage is being taxed and living together without benefit of marriage is being subsidized.
The article reports:
The law is structured to provide less support to a husband and wife than it would to the same couple if they were cohabiting. In essence, it will tax married couples to fund the benefits it provides to couples who cohabit, divorce, or never marry. The impact of this discrimination will affect couples at every income level and creates a scenario in which couples’ wisest financial decision would be to divorce or forgo tying the knot.
…Without the benefits of an intact family, children are 82 percent more likely to live in poverty and tend to fare worse on a wide range of economic measures. In their teens, they are more likely to engage in high-risk behaviors such as sexual activity, substance abuse, and anti-social behavior. They also tend to fare worse on emotional and psychological outcomes and have lower levels of academic achievement and educational attainment.
The family is the backbone of American society. Why is the Obama Administration passing laws that weaken it?
Another problem with ObamaCare is its attack on the Middle Class. Because of the way the program is structured, the cost of everyone’s insurance has to increase; however, many lower-income Americans will be eligible for subsidies that many middle and upper class families will not receive. There is a massive redistribution of wealth hidden in ObamaCare.
The article explains some of the sticker shock the residents are experiencing:
A number of factors are driving up rates. In a report this year, consultants hired by the state said the influx of sicker patients as a result of guaranteed coverage was the biggest single reason for higher premiums. Bob Cosway, a principal and consulting actuary at Milliman Inc. in San Diego, estimated that the average individual premium in 2014 will rise 27% because of that difference alone.
Individual policies must also cover a higher percentage of overall medical costs and include 10 “essential health benefits,” such as prescription drugs and mental health services. The aim is to fill gaps in coverage and provide consumers more peace of mind. But those expanded benefits have to be paid for with higher premiums.
The government is not know for its efficiency or its compassion–both of which are needed in healthcare. Hopefully as people begin to see the impact of ObamaCare on a healthcare system that is not perfect but is working, changes can be made that will make it a more equitable and cost-efficient program.