Sharing The Cost Of Obamacare

One of the threats I am hearing from Democrats to the American people is that if Mitt Romney is elected, your children under 26 will no longer have health insurance. There is no mention of the fact that the Republicans are not stupid, and if they repeal Obamacare, there are certain provisions of it that they will quickly implement. However, in making these charges, the Democrats do tend to overlook some basic facts.

Ed Morrissey at Hot Air reported yesterday that under Obamacare, the cost of health insurance for college students at the University of North Carolina will be increasing from $460 per semester to $709 per semester.

The article reports:

In part, this was caused by the claims experience of Chartis over the last couple of years, which discovered that students on this plan accessed care more often than they initially predicted.  A significant part of the increase, however, comes from the requirements of comprehensive insurance coverage that will exacerbate those trends rather than limit cost increases.

We saw a similar thing happen in Massachusetts with insurance rates for all residents of the state. You can’t mandate ‘one size fits all’ insurance coverage for everyone and expect the rates to stay the same. People need the right to decide how much coverage they want. Logically you should decide whether you want a policy that covers every doctor’s visit or one that simply covers specialists and hospital visits. Obamacare takes this right away from you (as did Massachusetts healthcare reform).

Now before you say that Romneycare equals Obamacare, let me explain a few things about Romneycare. Governor Romney had no choice but to go along with the idea of state health insurance–Massachusetts is a one-party state, and the legislature was going to pass healthcare reform. As Governor, Mitt Romney tried to temper the ‘let the government do everything’ philosophy’ of the state legislature, but was unsuccessful. The bill that eventually passed in Massachusetts had little or no resemblance to what the Governor originally proposed. Under Governor Patrick, it has gotten even worse. At some point in the future, it will probably be defunded and killed. As a result of Romneycare, insurance premiums are growing faster than in other states, waits to see a doctor are longer, patients do not always have the freedom to choose what hospital they would like to go to, and emergency waiting rooms lines are still incredibly long. Progress has not been made. This is what we will see nationally when Obamacare is fully implemented (oddly enough, after the election).

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