What Happens If ObamaCare Is Overturned ?

Last week Investor’s Business Daily asked the question, “What happens if ObamaCare is overturned?” That is a very good question.

It would not be good for Congressional Democrat campaigns–the Democrats spent a year on this bill–were they wasting their time? But what impact would it have on the Presidential campaign? Are there parts of the bill that the public approves of that could be written into law between now and November? Is Congress capable of writing anything into law between now and November?

The article reports:

The KFF survey found that letting 26-year-olds stay on their parents’ policy polled well, with 71% viewing it either very or somewhat favorably. Also polling favorably was prohibiting insurers from denying coverage based on a person’s medical history, 60%, and limiting what insurers can charge older people vs. the young, 52%.

The article then reminds us that these provisions could collapse the insurance market. The thing we need to remember here is that insurance companies are in business to make money. There is nothing immoral about that. If they are allowed to make money, they provide jobs and insurance for people. That’s a good thing. There does need to be some sort of allowance made for a high-risk pool similar to what is done with car insurance, and I would also support something that protects someone from being dropped because they have gotten sick and actually need their health insurance.

What is needed is a fresh start. Such things as insurance portability across state lines, tort reform, and tax breaks for consumers buying individual insurance would be a good beginning. I suspect, however, that any beginning will have to wait until after the November election.

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